CHIMERAHUB Terms of Service

Legal · Version 1.0

Terms of Service — AI Services

These Terms govern access to ChimeraHub: a unified API endpoint for third-party AI models, plus Studio image generation. Prepaid credits. No subscription. Card payments are processed by Waffo Pancake.

Effective 13 August 2026
Billing Prepaid credits (V2)
Processor Waffo Pancake
Support hykflb@qq.com

English · 中文 · If the two versions conflict, English controls.

English (controlling)

ChimeraHub (“ChimeraHub”, “we”, “us”, or “our”) is an individual / sole trader operating the ChimeraHub service. These Terms of Service (“Terms”) govern your access to and use of our AI-powered services, including a unified API for large language and image models and the Studio image workspace, available at https://api.chimerahub.org/ (the “Service”).

By creating an account, purchasing credits, or otherwise using the Service, you confirm that you: (a) are at least 18 years of age; (b) have read, understood, and agree to be bound by these Terms; (c) agree to our Privacy Policy; and (d) are authorized to enter into this agreement on behalf of yourself or any organization you represent.

If you do not agree to these Terms, do not use the Service. Continued use after an update constitutes acceptance of the revised Terms.

2. Description of the Service

2.1 What we provide

ChimeraHub provides an internet-delivered software-as-a-service (SaaS) platform that lets users call third-party AI models through a single API, manage tokens and usage, and generate or edit images in Studio. Current capabilities and pricing are published at https://api.chimerahub.org/pricing.

2.2 Nature of the Service

The Service is a digital, intangible product. Access is enabled immediately upon confirmation of payment. Because of this immediate delivery, refunds are limited as described in Section 7.

2.3 Third-party AI models

The Service uses third-party AI model providers, including OpenAI, Anthropic, Google, and other upstream vendors we may route to from time to time. Performance and availability may depend on those providers. We will notify users of material, prolonged interruptions when reasonably possible.

3. Accounts

3.1 Registration

You must create an account with accurate, complete information. You are responsible for keeping login credentials confidential and for all activity under your account.

3.2 Security

  • If you discover unauthorized use, contact hykflb@qq.com immediately.
  • Do not share login credentials with any third party.
  • Keep your billing email address current.

3.3 Organization accounts

If you register on behalf of a company or organization, you represent that you are authorized to bind that entity.

4. Credits and top-ups

The Service uses a prepaid credit system. You may purchase credit packs at any time. Credits are consumed when you use API, Studio, or other metered features. Current packs and prices are at https://api.chimerahub.org/pricing.

There is no subscription and no automatic renewal. You are not billed again unless you place a new purchase.

5. Billing and payment

5.1 One-time purchase authorization

Each top-up is a one-time transaction. Completing a purchase authorizes ChimeraHub (through our payment processor) to charge your payment method for the amount shown at checkout.

5.2 No auto-reload

The Service does not offer automatic credit reloads. We will not charge your payment method again unless you initiate another purchase.

5.3 Taxes

Unless stated otherwise, listed prices exclude applicable taxes (including VAT, GST, and sales tax). Where required by law, taxes are collected at checkout by our Merchant of Record.

5.4 Payment processor

Card payments are processed by Waffo Pancake, a PCI-DSS compliant payment processor and Merchant of Record. We do not store full payment card numbers on our servers.

6. Credit validity and account closure

6.1 Validity

Purchased credits do not expire while your account remains in good standing, unless a specific pack states otherwise at purchase.

6.2 Account termination

If an account is closed (by you or by us), unused credits remain available for 90 days after closure. After that period, unused credits expire. Unless applicable law requires otherwise, expired credits are not refundable.

6.3 How to stop using the Service

You may stop purchasing and stop using the Service at any time. To delete your account, email hykflb@qq.com from your registered address, or use account settings where available. We will confirm within 2 business days.

7. Refund policy

Consumed credits are not refundable, except as follows:

  • Unused credits within 7 days: if you request a refund within 7 days of purchase and those credits have not been used, we will refund the purchase in full.
  • Duplicate charges: billing errors that result in a duplicate charge are refunded in full.
  • Statutory rights: where EU / UK / Australian cooling-off or similar withdrawal rights apply to a first purchase, those rights are preserved until the Service is first used.

To request a refund, email hykflb@qq.com with your account email and transaction ID. We will acknowledge within 2 business days and process eligible refunds to the original payment method within 5–10 business days.

Accounts closed for violation of these Terms or the acceptable use policy are not eligible for refunds.

8. Billing disputes

If you believe a charge is wrong, email hykflb@qq.com and contact us before filing a dispute with your bank. We will reply within 2 business days and resolve confirmed billing errors within 5 business days.

9. AI content and intellectual property

9.1 Output

Subject to these Terms, AI content generated from your inputs (“Output”) belongs to you. You may use Output for any lawful purpose permitted by Section 10.

9.2 Input license

By submitting content to the Service (“Input”), you grant ChimeraHub a limited, non-exclusive license solely to provide the Service to you. We will not use your Input to train AI models without your explicit consent.

9.3 Third-party models

Output may be influenced by third-party model providers, including OpenAI, Anthropic, and Google. We do not warrant a particular quality of Output and are not responsible for content generated by third-party models beyond our control.

9.4 Accuracy

AI-generated content may contain errors. You are responsible for reviewing and verifying Output before relying on it.

10. Acceptable use

The full content policy — including moderation, reporting, and enforcement — is the Acceptable Use Policy (AIGC). The six generation red lines below are part of these Terms.

10.1 Permitted use

You may use the Service only for lawful purposes consistent with these Terms, including personal productivity, business automation, and research and development.

10.2 Six prohibited generation categories

You must not generate any of the following. Each item is a separate prohibition:

  1. Pornography / NSFW — sexual, pornographic, or not-safe-for-work content.
  2. Violence / gore — graphic injury, torture, or glorified serious harm.
  3. Hate speech — attacks or incitement based on protected characteristics.
  4. Child-unsafe content (CSAM) — any sexual or exploitative content involving minors, including fictional or AI-generated depictions. Zero tolerance.
  5. Deepfakes / impersonation — AI audio, video, or images that impersonate a real person or mislead as to authenticity.
  6. Copyright / trademark infringement — unauthorized use of protected characters, artworks, logos, or brand names.

Report violations to hykflb@qq.com. We moderate prompts and outputs (sensitive-word filters plus upstream model safety, including GPT Image moderation: auto), review reports, and may warn, remove content, restrict features, suspend or ban accounts, forfeit credits, and refer criminal-level cases to authorities, as detailed in the AUP.

10.3 Other prohibited use

You also agree not to use the Service to:

  • Generate illegal, defamatory, harassing, or fraudulent content.
  • Create malware, phishing content, or tools for cyber attacks.
  • Bypass or interfere with the Service’s security or safety filters.
  • Resell or sublicense access without our prior written approval.
  • Violate any applicable law, regulation, or card-network rule.

10.4 AI-specific prohibitions

  • You may not use Inputs, Outputs, model responses, or derivatives to train, fine-tune, benchmark, distill, or otherwise develop any AI or machine-learning model that competes with the Service or ChimeraHub products.
  • You may not systematically scrape, extract, or harvest model output at scale except for your own authorized use of the Service.
  • You may not present AI-generated content as the work of a licensed human professional (such as a physician, lawyer, or financial adviser) in contexts where that would cause harm.

11. Data, privacy, and security

Use of the Service is also governed by our Privacy Policy at https://api.chimerahub.org/privacy. Payment card data is processed exclusively by our PCI-DSS compliant processor, Waffo Pancake, and is not stored on our servers. Account data is retained for 90 days after cancellation and then deleted or anonymized, except where a longer period is required by law.

12. Disclaimers and limitation of liability

12.1 Disclaimer

The Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or accuracy of AI output.

12.2 AI output disclaimer

AI output may be inaccurate, incomplete, or outdated. Do not use it as legal, medical, financial, or other professional advice. Verify with a qualified professional before acting on AI content.

12.3 Limitation of liability

To the maximum extent permitted by law, ChimeraHub is not liable for any indirect, incidental, consequential, or punitive damages. Our total liability is limited to the amount you paid us in the 12 months before the claim arose.

13. Term and termination

These Terms remain in effect while you use the Service. We may suspend or terminate your account for material breach, suspected fraud, or legal requirement. If we terminate for a reason other than your breach, we will refund unused prepaid credits on a pro-rata basis. You may request account deletion at any time via hykflb@qq.com.

14. Governing law and disputes

These Terms are governed by the laws of the Hong Kong Special Administrative Region, without regard to conflict-of-law rules. Before starting formal proceedings, email hykflb@qq.com and attempt informal resolution.

15. General

We may update these Terms at any time. Material changes will be notified by email at least 14 days before they take effect. Continued use constitutes acceptance. If any provision is held invalid, the remaining provisions remain in full force. These Terms, the Privacy Policy, and the Acceptable Use Policy are the entire agreement between you and ChimeraHub regarding the Service.

16. Contact

Using the Service or checking “I agree” at checkout means you have read and agree to these Terms.

Last updated: 13 August 2026 · ChimeraHub · https://api.chimerahub.org/

中文译本(如与英文冲突,以英文为准)

ChimeraHub(以下简称“ChimeraHub”、“我们”或“本公司”)为依据适用法律经营本服务的个人/个体经营者。本服务条款(“条款”)规范您对我们 AI 服务的访问和使用,包括统一 API 中转、令牌与用量管理,以及 Studio 图像工作台,可通过 https://api.chimerahub.org/ 访问(“服务”)。

建立账户、购买积分或以其他方式使用本服务,即表示您:(a)已年满 18 周岁;(b)已阅读、理解并同意受本条款约束;(c)同意我们的隐私政策;以及(d)有权代表自身或所属机构签署本协议。

如不同意本条款,请停止使用本服务。条款更新后继续使用即表示接受修订后的条款。

第 2 条 服务说明

2.1 我们提供的服务

ChimeraHub 提供以 AI 技术为核心的互联网软件即服务(SaaS)平台,使用户能够通过一个端点调用第三方大模型、管理令牌与用量,并在 Studio 中生成或编辑图像。当前能力与定价见 https://api.chimerahub.org/pricing

2.2 服务性质

本服务为数字无形产品。付款确认后即时开通访问权限。由于即时交付性质,退款适用第 7 条的特定限制。

2.3 AI 模型依赖

本服务使用第三方 AI 模型提供商,包括 OpenAI、Anthropic、Google 及其他我们可能路由到的上游供应商。性能与可用性可能受这些提供商运营状态影响。重大、持续的中断将在合理范围内及时通知用户。

第 3 条 账号注册

3.1 账号创建

使用本服务需要使用准确、完整的信息创建账户。您有责任保守登录凭据的保密性,并对账户下的所有操作负责。

3.2 账号安全

  • 发现未经授权使用,立即联系 hykflb@qq.com
  • 不得将登录凭据共享给任何第三方。
  • 请确保账单邮箱地址持续有效。

3.3 企业账号

如代表公司或组织注册,您声明已获授权代表该实体签署本协议。

第 4 条 积分与充值方案

本服务采用预付积分制。用户可随时购买积分包。积分用于访问 API、Studio 及其他按量功能。当前积分包和定价请访问 https://api.chimerahub.org/pricing

本服务不提供订阅、不自动续费。除非您再次主动购买,否则不会产生新的扣款。

第 5 条 计费与付款

5.1 单次充值授权

每次充值均为一次性交易。完成购买即表示授权 ChimeraHub(通过支付处理方)按结账时显示的金额向您的支付方式扣款。

5.2 无自动充值

本服务不提供自动充值。我们不会在您未主动下单的情况下再次扣款。

5.3 税费

除非另有说明,所列价格均不含适用税费(包括增值税、GST、销售税等)。如适用法律要求,将由我们的销售责任方(Merchant of Record)在结账时代收。

5.4 支付处理方

银行卡支付由符合 PCI-DSS 标准的支付处理方 Waffo Pancake 独家处理。我们不在自有服务器上存储完整卡号。

第 6 条 积分有效期与账号终止

6.1 积分有效期

已购买的积分在账户保持正常状态期间不过期,除非购买时该积分包另有说明。

6.2 账号终止

如账户被终止(无论由您或我方操作),未使用积分将在终止后 90 天内保留。超过该期限后,未使用积分将过期;除非适用法律另有要求,否则不予退款。

6.3 如何停止使用

您可随时停止购买并停止使用本服务。如需删除账户,请使用注册邮箱发送申请至 hykflb@qq.com,或在账户设置中操作(如已提供)。我们将在 2 个工作日内确认。

第 7 条 退款政策

已消耗的积分原则上不予退款。以下为例外情形:

  • 购买 7 天内未使用积分:可申请全额退款。
  • 重复扣款:因计费错误导致重复扣款的,全额退款。
  • 法定权利(EU/英国/澳大利亚等):首次购买者的冷静期/撤销权予以保留,首次使用后不再适用。

退款申请请发送邮件至 hykflb@qq.com,提供账户邮箱和交易 ID。我们将在 2 个工作日内确认,并在 5–10 个工作日内原路退款。

因违反本条款或可接受使用政策而被关闭的账户不予退款。

第 8 条 账单争议

如您认为扣款存在错误,请先发邮至 hykflb@qq.com,在向银行提起交易争议前与我们联系。我们承诺在 2 个工作日内回复,并在 5 个工作日内解决确认的计费错误。

第 9 条 AI 内容与知识产权

9.1 输出内容归属

在遵守本条款的前提下,由您输入生成的 AI 内容(“输出内容”)归您所有。您可将输出内容用于第 10 条允许范围内的任何合法用途。

9.2 输入内容授权

您向本服务提交内容(“输入内容”),即向 ChimeraHub 授予有限、非独家许可,仅用于向您提供服务。未经您明确同意,我们不会将您的输入内容用于训练 AI 模型。

9.3 第三方 AI 模型依赖

本服务使用第三方 AI 模型提供商,包括 OpenAI、Anthropic、Google。输出内容可能受这些提供商模型的影响。我们不保证特定输出质量,不为第三方模型生成的内容承担责任。

9.4 AI 输出准确性

AI 生成的内容可能包含错误或不准确之处。您在依赖输出内容之前,有责任自行审阅和验证。

第 10 条 可接受使用政策

完整的内容政策(含审核、举报与处置)见《可接受使用政策 / AIGC 使用规范》。下列六类生成红线构成本条款的一部分。

10.1 允许用途

您只能将本服务用于符合本条款的合法用途,包括个人生产力提升、业务自动化、研究和开发活动。

10.2 六类禁止生成内容

您不得生成以下任何一类。各项均为独立禁止:

  1. 色情 / NSFW — 色情、淫秽或不适于工作场所的内容。
  2. 暴力 / 血腥 — 写实重伤、酷刑或美化严重伤害。
  3. 仇恨言论 — 基于受保护特征的攻击或煽动。
  4. 儿童不安全内容(CSAM) — 任何涉及未成年人的性化或剥削内容,包括虚构或 AI 生成形象。零容忍。
  5. 深度伪造 / 冒充他人 — 仿冒真实个人或误导真实性的 AI 音频、视频或图像。
  6. 侵犯版权 / 商标 — 未经授权使用受保护的角色、作品、标识或品牌名称。

违规请举报至 hykflb@qq.com。我们审核提示词与输出(敏感词过滤 + 上游模型安全,生图含 GPT Image moderation: auto),复核举报,并可警告、删除内容、限制功能、暂停或封禁账号、没收积分,以及将刑事级案件移送主管机关,细则见 AUP。

10.3 其他禁止用途

您亦同意不使用本服务:

  • 生成非法、诽谤、骚扰或欺诈性内容。
  • 制作恶意软件、钓鱼内容或网络攻击工具。
  • 绕过或干扰本服务的安全或内容安全过滤。
  • 未经事先书面批准擅自转售或分包访问权。
  • 违反任何适用法律、法规或卡组规则。

10.4 AI 商户专项禁止

  • 不得利用本服务的输入、输出、模型响应或任何衍生数据,对任何直接或间接与本服务或 ChimeraHub 产品存在竞争关系的人工智能或机器学习模型进行训练、微调、基准测试、知识蒸馏或以其他方式开发。
  • 不得大规模系统性地爬取、提取或收集模型输出,用于您个人授权使用以外的任何目的。
  • 不得在可能造成危害的场景下,将 AI 生成的内容标榜为人类专业人员(如执业医生、律师或金融顾问)的成果。

第 11 条 数据、隐私与安全

您对本服务的使用受我们隐私政策的约束,隐私政策发布于 https://api.chimerahub.org/privacy。支付卡数据由我们符合 PCI-DSS 标准的支付处理商(Waffo Pancake)独家处理,不存储于我们的服务器上。账户数据在取消后保留 90 天,随后删除或匿名化,法律要求更长期限的除外。

第 12 条 免责声明与责任限制

12.1 免责声明

本服务以“现状”和“如可用”的方式提供,不作任何明示或隐含的保证,包括适销性、特定用途适用性或 AI 输出准确性。

12.2 AI 生成内容免责声明

本服务的 AI 输出可能存在不准确、不完整或已过时的情况。请勿将其用于法律、医疗、金融或其他专业建议。在基于 AI 内容采取行动前,请始终与具备相应资质的专业人员进行核实。

12.3 责任限制

在适用法律允许的最大范围内,ChimeraHub 不对任何间接、附带、后果性或惩罚性损害承担责任。我们的总责任以您在索赔事件发生前 12 个月内向我们支付的金额为限。

第 13 条 期限与终止

本条款在您使用本服务期间持续有效。如您严重违反本条款、涉嫌欺诈行为或法律要求,我们可暂停或终止您的账户。如我方因非您违约原因终止服务,将按比例退还预付未使用积分。您可随时通过联系 hykflb@qq.com 删除账户。

第 14 条 适用法律与争议解决

本条款受香港特别行政区法律管辖,不考虑法律冲突规则。提起正式程序前,请先发邮至 hykflb@qq.com 尝试非正式解决。

第 15 条 通用条款

我们可随时更新本条款。重大变更将在生效日前至少 14 天通过邮件通知。继续使用即表示接受。如任何条款被认定无效,其余条款继续完全有效。本条款、隐私政策与可接受使用政策共同构成您与 ChimeraHub 之间的完整协议。

第 16 条 联系方式

使用本服务或在结账时勾选“我同意”,即表示您已阅读并同意本条款。

最后更新:2026 年 8 月 13 日 · ChimeraHub · https://api.chimerahub.org/